(there are some exceptions, but expectations don't make you money) So that leaves "individual landlords" who self-manage. 

I was expecting to provide an explanation but it wasn’t needed.  

People who take on risk typically expect to be paid for that risk.

If you are buying a turn key and do not expect to take cash out for a few years just gauge that on your prepayment penalty years.Rates vary depending on credit scores, LTV, DSCR ratio, Loan amount, Property type, number of units.Good news is rates have been dropping so DSCR may not be a bad option if you buy and simply refinance in 12-24 months.

In what is expected to be a continued tight housing and real estate investment market, there are a few tips and tricks that can help investors get some advantages given the current state of mortgage terms and limited housing options. 

I didn't do a full read into all you wrote but if something in Lex I can give you an idea. 65% expenses on a MFH isn't that crazy and probably on par with what to be expected.

In short, we shouldn't expect much increase in ARV but an additional 1/2 btr can go a long way in increasing demand, appeal, and attracting better tenants while lowering turnover.If our budget allows it, we'll add it to the property 💪

Most folks abdicate instead of delegating tasks to their VA.2) Don't expect your VA to book a ton of appointments off the bat.

According to Opendorse:The collegiate NIL market is projected to grow by more than 40% this year, with an overall estimated market spend of $1.67BThe collegiate NIL market is projected to eclipse the $2B mark in tandem with the highly anticipated revenue sharing slated for the 2025 academic yearIn the commercial segment, Women’s Basketball is in the number two spot for total compensation, second only behind FootballBy 2025, Top 25 NCAA DI quarterbacks can expect to net more than $1.3M annuallywhen factoring Scholarships & Benefits, Commercial NIL, Collective NIL, and Revenue Share paymentsCompetitive collective budgets within Power 4 conference are up 50% YoY, amassing to a war chest of $13.9MWhat schools have the top NIL Budgets?

If it's the kid(s) using this bathroom, expecting them to honor the wastebasket request is likely not realistic.