Gino Thanks Gino, Hi Matthew, without being able to do separate deeds, the 12 plex would likely be the most cost efficient but you will also need to consider the layout of the overall property, where as two 6 plexes may lay out better and more functional, and therefore attract a higher rent and desirability.

However, it is a little higher than 3/2 homes which might be more desirable for that area.

I love that MTR turnover is not as frequent as short term rentals and there is usually higher opportunity to cash flow each month, although there are added expenses such as utilities, lawn or hoa fees etc., to account for.

My goal was to be a little active to make a higher return and to do that I needed to be in the same neighborhood where I live.

By investing out-of-state, you can find properties with lower prices and higher rental yields.

You could also pay no points on a DSCR, however the rate will be higher. 

I live in the building.The machines are constantly in use -- it's annoying to me, and another set will be nesc for the higher end tenants I want to attract. 

A higher net worth may make obtaining new mortgages easier to help you grow your investing portfolio.

To support some of the challenges some residents may have that feel they conserve while others don't, you can also take the # of occupants and the square footage and come out w/a higher ratio for larger units w/more people.  

Full renovation in 2023 and re-leased at higher rate.