So would it be correct to surmise that in those eight states, that the note holder upon completing foreclosure does get "fee" title, and would not be bound to only recover amounts owed by borrower?  

Once the markets began to recover, home prices quickly returned to levels that would have been "normal" if the recession had not occurred.  

Julie YES recently and I'm trying to recover from it.

Every realtor I've spoken to (granted, they are fishing for commission) says that it will be a very loooooong time before this place will ever recover it's 2006 value and it's still on the downslide. 

You can recover money owed to you, or get a Judgment for damages, etc.When you go to court a Judge does not want to hear "He said-She said" scenarios.  

Good retail, etc, but that area took a downward turn a number of years ago and is still kind of recovering.  

I dig the audio info because I am recovering (slowly) from a concussion and I try to limit screen time and reading which is hard when my 9-5 is almost all on the computer and I'm in the middle of my first 'real deal' which closes next Friday (holy ****!). 

If they are insured they may have a deductible they hope to recover from you.

Mario,I'd strongly consider reporting them to the Florida Real Estate Board (you can find a link on myfloridalicense.com).I am not sure what you can do about recovering funds that were stolen that were not in escrow, but you should be protected against lost escrow money from the Florida Real Estate Recovery Fund.We manage property in both Orlando and Tampa and I would be happy to answer any questions you may have.

In a normal situation the commercial side of things would be recovering also; however, with the vast expansion of regulations in the last couple of decades, accelerated even more since 2009, that is just not the case.