What is a better offer: 1) all cash (show proven available amount at offer) for $140k or 2) a $145k financed offer with me waiving my finance contingency.I think I can come up with cash but it would tap me out plus it would come from a few other private money sources.

If you have no money you are going to need lots of experience and a proven track record.

The saying goes that it is never too late to start, but I must recognize that I am starting late in my life.

One of the most profitable things to do is to recognize a higher and best use and change the zoning.

Many people say that was a product of the 70's and 80's and can't happen again, but they are proven wrong again and again from people who bought during the downturns of the 90's and 2009-2013.

Although I believe the original legislation has helped protect these same groups - who are often marginalized, I recognize it has also made home ownership even more difficult.  

You should recognize their sacrifices and accomplishments to get to this point so that you guys can be better off.

Unfortunately, there still doesn't seem to be a proven method for getting good historical rents other than PMs.And I say historical in the sense that it goes back one year.

We are in search of recommendations for proven contractors for partial and full property renovations in the greater Pittsburgh, Pa area.Our goal is to create a mutually beneficial, long term partnership.We welcome any feedback and connections, whether direct or otherwise, about or with qualified, reliable, and experienced contractors.  

An owner may already know that and begin looking at a gain over depreciated carrying value, need to recognize that as well.