Borrowing costs should come down as the economy is slowing down now due to the high fed funds rate (5.33%) particularly in the multifamily space which has an enormous supply coming online across the country this year and next year.

I feel the same way.I think we should be slow to paint everybody teaching notes with the same brush. 

Conduct thorough background checks and reference interviews to ensure competence and integrity.Analyzing ProcessesEvaluate the efficiency and effectiveness of operational processes, including production and logistics.

Things like receiving product deliveries and putting them away.

Rates, closing costs, and points also play a huge role in making the right move and can save you extra.You also want to make sure you have multiple terms like ARM products, Interest Only, No Prepayment penalties, etc.If you want to talk REI feel free to reach out I enjoy helping when ever possible.  

Through what products?

He's a little slow with responding so you may need to message him a couple of times if you don't get a response from him within a day or two.

Hey Nicholas, what type of loan product are you requesting in this case?

Also seems like this lender is trying to swap the DSCR loan rate issue to the property tax & insurance issue to make their product look better.BTW: we're in the Midwest and believe it offers better opportunities than TX market, but one shouldn't have to stoop to this lender's tactics to show this:)

If your in a position to put 25% or more down on the purchase you can get very favorable terms on a investment product.