@Joy JamesI would send the letter and if they push back based on contractual issues you may need counsel but it seems you have a strong case for dereliction or negligence.

Hello, We have had continuous, in our mind negligent, problems with our PM in indy, RPM, including:Failure to deliver efficient and timely communication and service over the year.Failure to properly screen a tenant, who had a assault on her record, and had to be evicted.Failure to be familiar with the laws associated with eviction which cost us time and money.  

Namely, unless you are a very negligent person, you wont get sued.

I am hearing that I am not liable for the damages to the neighbor's unit since it was not an act of negligence (I fixed it as soon as I could after hearing about the issue).

So the first time someone drives their own car off the cliff they will claim negligence in court because you knew it was so dangerous that you offer a special vehicle for getting up there.

For instance, the hot tub I will be getting costs 5 K, which is not negligible. 

It is true the directors and shareholders have limited personal liability - provided there has been no negligence or criminal conduct - but this extra protection is typically outweighed by the additional taxation and costs of operating as a company.If you hold residential properties in a company, lenders will have required your personal guarantee on any mortgages - there is a reason the lenders require this and it is so they have recourse to your personal assets should the company default on the mortgage.Now, there are valid, even necessary, reasons for holding property in a company.  

Do they need coverage that is sufficient to fix/repair/rebuild the home due to their negligence?

Hungarian Village might be considered 'C', but is negligible in distance to downtown/German Village from 'B' Merion Village or Southern Orchards; it's also one of the next areas to rise considerably in value.Yes, there are clear areas with lowest incomes, values, most crime, poorest transit, etc. - beyond that, there is a lot of opportunity even in areas that many would write off.

This means statistical downward pressure on prices is negligible and the only reason for prices to go down after January are psychological.