I'm reading the UBG currently and listening to the BP podcast daily.  

This is not a beginner market its one of the more difficult municipality in the entire country to work in even experienced rehabbers pull their hair out The value of this property your offering is probably pretty close to zero or negative My clients pay 10 to 30k for these as is then put 80 to120 into them.

I think the umbrella is a relative bargain (and as you note probably lower risk for insurer as the underlying coverage may handle many claims) for the price (I use  RLI, and maybe your solution is as simple as a lower cost provider)...In my very short time seeing inside of insurance defense, I would see the guys that worked for the major insurers (who fought claims on a daily basis) up their own policies, so that was enough for me..  

I've been reading several real-estate books over the last eight months (8-10) and have been looking at houses on the MLS almost daily.  

I was splitting hairs.  

Read and interact daily and in no time, you'll be an expert.

Most of the posts here are asking where to find contractors, vet them, or referrals, personally I think by giving these files to them but using them carefully will help you vet if they are flaky or not, companies or GCs that know how to fill these and can comply to this will be a bit pricey, but I am 90% sure that they are of medium caliber and will be reliable than your "2 guys with tools".Files Uploaded:CKCC Daily Sign In Sheet - MOST IMPORTANT DURING A FLIP CKCC Project Budget Sample CKCC TEMPLATE Payment Application Sample CKCC Invoice CKCC Conditional Waiver and Release on Final PaymentCKCC Conditional Waiver and Release on Progress Payment CKCC Unconditional Waiver and Release on Final Payment CKCC Unconditional Waiver and Release on Progress Payment CKCC Residential Improvement Contract - Rehab Contract CKCC Residential Time and Material Contract Notices After Contract Signing CKCC Certificate of Completion CKCC Quote Request Form CKCC Purchase Order FormGood luck and happy hunting!

However, I really would love some input on which paths you've taken or little tricks you use to make things easier.Currently Implementing...IFTTT scrapes craigslist for my search criteria daily.

If rent is $1,000 and they refuse to move out, they will be charged $100 a day (daily rent rate of $33.33 x 3) until they vacate.

But the plumber can usually tell what caused the clog...if it wasn't tree roots causing a backup, it was most likely something like paper, hair, etc.I just simply say, "I'm sorry, but someone in the household has been flushing a lot of paper or something.