If you want to stay in your house, then your only option would be to leverage equity which will probably be in the 8-10% interest rate range.Not knowing the entire situation, I think you could consider downsizing and then using the proceeds to buy a 2-4 unit property and start making $40-75K right away with still no debt. 

When buying a wholesale deal, can that property be purchased with finance?

I will be buying at least 5 more houses this year want a contractor I can trust and give all my projects too. 

However, if you want long-term stability and predictable payments, refinancing might be a better option, especially for larger projects.

Anyone can tell you they think there are deals out there, but ask them to show you which ones, and then evaluate it for appreciation as well as rental strength. 

They are inherently riskier loans so it takes a baseline level of trust, or legal protections, to ensure that the Gap lender in question is protected because being in subordinate position on title means that if it gets sold for less (via bankruptcy or any number of proceedings), you are more likely to lose your money.You also need to make sure that your primary mortgage holder on the deal is okay with there being a Gap funder.

There should be commercial bankers or credit unions that do. 

I have found it to be accurate sometimes and sometimes not accurate. 

I'd be curious to know if anyone else has had a good experience with them.

My wife and I have business income and our accountant can divide the income according to what would be the best for reducing tax liability.