It’s your choice of how you want to structure your investing future.

I've had title companies miss a lien, insurance took care of it, but as Eric mentioned opportunity lost.Chris, Tom, Peter; Advice for future?

Do I have them put down the same amount or decreased amount since it is so far in the future?

I really hope they figure out a way to extend this in the future because it’s a huge benefit for real estate investors like us.

I would add A/C, I think it's worth the investment to get higher rent now, and it will help when you need to sell in the future 

To avoid this issue, consider purchasing future properties directly through the LLC.You could also set up a Holding LLC for the properties and a separate Management LLC to handle operations, keeping liability and management activities separate.

I’m also exploring some out of state markets for future investments.

There is no better way to ensure you purchase a home that the future rents can afford than buying a home with a loan that was originated in early 2020 - mid 2022! 

In fact, there are even financial markets that specifically bet on future levels of the Fed Funds Rate (unsurprisingly called "Fed Funds Futures").These futures correlate very well with certain bond yields which, in turn, correlate very well with mortgage rate movement.

Lets break this down-1- agreed, what is the % occupancy you'd underwrite to assume a future vacancy?