Owner occ in great areas wont be affected the same way.. there is such a shortage of new construction that buyers will simply put more money down or forgo the RV or new boat and or down size their 100k SUV.. 

If you have no doubts title is good, you could decide to forgoe the title insurance policy - BUT you would have to be willing to accept the consequences of paying to defend title should anyone make a claim against the title.2)Transfer the property to your LLC and purchase a title insurance policy.

Chris,There are lots of different "types" of contractors, and some are going to be more amenable to forgoing upfront payments than others.   

For an otherwise good tenant with a history of on-time payments, I'd either forgo the $5 she still owes or let her pay it with the following month's rent since this is her first time being late.  

Are you going to forgo the commissions or are you taking commission and THEN 50% of the profit?

In any case, my bad for going with what I was comfortable with instead of shopping around each time. 

@David Song I was over in Union City a few weeks ago not a bad area.

Probably doesn't make sense to pay off your house early - you'll be forgoing a lot of opportunity to invest here and you're making that money illiquid - it will cost you if you want to access it.

Originally posted by @David Song:@Chen Zhou nice job.

If this is your first deal I wouldn't jump into a home from 1880 that needs renovations,  your probability for going over budget increases as the age of the property decreases.