Im happy to point  you in the direction of a lender to interview if your looking for that type of smaller brokerage.  

Nicolas you need to do research in your market.If you are newly licensed then you are working under a brokerage.

There is a lot of expenses starting out as an agent - Association Fee's incl MLS, Brokerage fee's ect.

How about every brokerage do a title search, home inspection, termite inspection, survey, etc, etc before they can list a house?

I'm currently working in the South Bay (Palo Alto, Los Altos, Mountain View, Sunnyvale, etc.) doing brokerage and some development.

Since I was in Texas and I planned on staying there I found out that I was qualified to take the real estate brokerage test so I got the license.  

Everyone has been accurate...We are a HUD Brokerage and work with out-of-State and out-of-Country investors...

I've been working in CRE brokerage in Nashville for almost 3 years now and I'm looking to grow my pipeline even more by utilizing a prospecting software. 

You should have professionals do this your first time around and you learn from them - this is the cost of doing business and not getting screwed the first time around.Insurance should go through Mobile Insurance - they are based out of Texas but they are a competitive brokerage and operate in many states, but not all.  

But that may be a document that is mandated by his brokerage.