And as Whitney mentions, it is surface updates, although I wish I could still do the work she mentions for that budget

The main thing with any kind of pavement treatment is to keep surface moisture from the soil beneath.If the paving is in good shape (i.e. no alligatoring or potholes) and looks like it's graded OK (no standing water after heavy rain), a seal coat can add life to the property.   

On the surface a lot of them have attractive dividends, but they are particularly vulnerable right now, especially if they have exposure to commercial real estate.

Faster than having them patch and the thin drywall will give you a smooth surface without difficulty.

I assume washing all surfaces, including walls, doors, counters, bathrooms, kitchen with a bleach solution would be in order. 

Let me know if I need to go into more detail, but surface level it is no cash out rate/term vs. cash out refi.

Surface level finishes: head to instagram and pintrest. 

We all like to show out a little, I get it, but you’re going to be walking in and out of homes on some questionable surfaces.

At the showing, pretty much every surface in the condo was yellow.

Sounds like there was a material lapse in communication with your lender, which led to information surfacing during underwriting that negatively impacted your deal.