Some loans "may" be assumable but they will still require the party to prove their ability to repay.  4. 

Pro and Con: The leases are only 1 year, so adjusting rates, while ultimately market driven, have a better ability to keep up with inflation during high inflation times.  

I am always a fan of financing so I have the ability to pay over time and the money I pay with future payments would be worth less due to inflation, freeing up my capital on hand for other ventures.

For SEO benefits, make sure to call out the top local attractions on your site and all your OTA listings by name.

Seller does have to prove borrowers ability to repay.

If you have the ability to walk away due to contingency, consider it. 

There are other factors to consider, such as the quality of landlord-tenant laws, the court's ability to protect landlords, the ability to find a quality property manager, etc.

I'm surprised they have the ability to simply deduct the money from your account.

Could this hinder my ability to be competitive in the rental market when I am ready to list?

Sending a bill for $6,000 is a touch over guerrilla marketing.