BTW, my building is in a 2nd ring suburb of `Minneapolis.  

Typically step-down prepayment penalties during the fixed rate portion of the loanUse of Funds: Purchase, Refinance, Cash-Out RefinanceTerritory:Coastal Southern California,San Jose,Salt Lake City,Chicago,San Francisco Bay Area,Boston,Washington DC,Philadelphia,Seattle,Minneapolis/St.

I am from the Minneapolis area and have lived here for 3+ years.  

I'm in the same position where i'm driving a TON lately.  6 hour round trip from Minneapolis, to Two Harbors once a week.  

We did fix it and then sold it for a surprisingly high price during the top of the market about 2 years ago in Minneapolis but in the end, probably broke even after all the repairs.

We have the Twin Cities market, which is the main metro-plex, Minneapolis Saint Paul and surrounding suburbs.

I live in the Minneapolis area and everything within 40 minutes of downtown Minneapolis is built up, with little room left for a new development of cheap housing.

HOUSING MARKETS How Much the City is Over Priced 1 Boise City, ID 72.64% 2 Austin, TX 67.70% 3 Ogden, UT 64.73% 4 Las Vegas, NV 61.48% 5 Atlanta, GA 58.01% 6 Phoenix, AZ 57.94% 7 Provo, UT 57.02% 8 Fort Myers, FL 56.26% 9 Spokane, WA 56.25% 10 Salt Lake City, UT 55.75% 11 Charlotte, NC 55.25% 12 Lakeland, FL 53.22% 13 Tampa, FL 52.41% 14 Raleigh, NC 51.70% 15 Detroit, Ml 51.16% 16 Nashville, TN 49.13% 17 North Port-Sarasota-Bradenton, FL 48.92% 18 Dallas-Fort Worth, TX 48.35% 19 Melbourne, FL 47.71% 20 Memphis, TN 47.34% 21 Daytona Beach, FL 46.27% 22 Stockton, CA 46.07% 23 Colorado Springs, CO 45.89% 24 Grand Rapids, Ml 43.35% 25 Orlando, FL 43.04% 26 Youngstown, OH 42.79% 27 Tucson, AZ 42.24% 28 Jacksonville, FL 41.85% 29 Knoxville, TN 41.77% 30 Indianapolis, IN 41.06% 31 Greensboro, NC 40.75% 32 Dayton, OH 40.49% 33 Winston Salem, NC 39.28% 34 Seattle, WA 39.27% 35 Chattanooga, TN 39.16% 36 Columbus, OH 39.12% 37 Denver, CO 38.46% 38 Cleveland, OH 37.46% 39 Greenville, SC 37.33% 40 Cincinnati, OH 35.36% 41 Albuquerque, NM 34.32% 42 Riverside, CA 31.88% 43 Akron, OH 31.66% 44 Kansas City, MO 31.40% 45 San Antonio, TX 31.30% 46 Buffalo, NY 31.28% 47 Columbia, SC 30.92% 48 Toledo, OH 29.84% 49 Miami-Fort - Lauderdale, FL 29.84% 50 Birmingham, AL 29.78% 51 Sacramento, CA 29.56% 52 Houston, TX 29.41% 53 Charleston, SC 28.56% 54 Fresno, CA 28.25% 55 Omaha NE 27.41% 56 Bakersfield, CA 27.20% 57 Augusta, GA 26.87% 58 San Diego, CA 26.56% 59 Scranton, PA 26.30% 60 Portland, OR 26.26% 61 Jackson, MS 26.15% 62 Louisville Jefferson County, KY 25.55% 63 Rochester NY 25.42% 64 Tulsa, OK 24.65% 65 Milwaukee, Wl 24.34% 66 New Haven, CT 23.89% 67 Wichita, KS 23.31% 68 El Paso, TX 22.73% 69 Worcester, MA 22.72% 70 St Louis, MO 21.39% 71 Madison, Wl 21.12% 72 Pittsburgh, PA 20.35% 73 McAllen, TX 20.08% 74 San Jose, CA 19.81% 75 Chicago, IL 18.97% 76 Minneapolis-St Paul, MN 18.81% 77 Des Moines, IA 18.38% 78 Syracuse, NY 17.99% 79 Allentown, PA 17.79% 80 Oklahoma City, OK 17.59% 81 Providence, RI 17.42% 82 Ventura, CA 16.93% 83 Harrisburg, PA 15.40% 84 Boston, MA 13.82% 85 San Francisco, CA 13.72% 86 Springfield, MA 13.69% 87 Richmond, VA 12.82% 88 Little Rock, AR 12.73% 89 Los Angeles-Long Beach-Anaheim, CA 12.02% 90 Philadelnhia.

Hey Tony,Where are you looking in Minneapolis?

Been working on a full scale renovation on a duplex in Minneapolis while working a day job ;)Curious what you think appeals most to the millennial renter?