Operationally, it's easier in multifamily and you'll have cost-saving opportunities as well when it comes to certain expenses.

Whie DOS lender risk may or may not be high, being ininsured is... well, enjoy your 'asset protection'.

I am doing my best to accommodate and fix the insulation as well as see if there are programs in place to lower the cost. however i want to be firm with tenant as they are not compliant with paying rent because of the cost of the utilities.

I lived well below my means, worked a full time job for years while doing this on the side, persisted when others did not... and now I am enjoying the fruits of my labor.  

For example:How well does in-house counsel adapt to different jurisdictions, especially if we’re managing properties across multiple states?

The other site that I would be looking at is meetup.com as well, they have a lot of meetups in your area that you can attend to get in front of people doing the stuff you want to be doing.  

Perform this research by using the rent comp tool on BiggerPockets as well as FB marketplace, Zillow, Craigslist, etc Also for those 15% of units that are “at market”.

The numbers can look great on paper, but the success really depends on buying in the right areas, managing renovations well, and having a solid team in place for property management.If you’re thinking about buying, fixing, and renting, I’d recommend starting by learning as much as you can about the different neighborhoods.

We regularly take over properties from managers who haven’t performed well, and it’s a seamless process when done right.

So, the common person may ask - well how is me funding the rehab myself any more risky for the lender/why would they want to limit leverage?