Utilize unintended advantages that you’ve gained over the years.

Just go to any one or all of the major online real estate sales websites and utilize the filters to narrow your search parameters.If none show up, you may have to widen your search or expand the parameters.

Utilities - does it need city sewer and water, or can well and septic suffice?

I have several clients utilizing this same strategy here in Columbus, Ohio.

The structure doesn't really matter at this stage and unless you have cash, you won't be buying in an LLC unless you utilize commercial loans, as you said, like DSCR, but you will be putting 20-30 percent down to get those loans.You are bit feet ahead of head here, excited, but focused on the wrong things.

I'm looking at a property that is in an HOA that does not allow short-term rentals but wondering if there's like structure I can utilize in order to buy the property and rent it. 

DSCR loans focus on the property's income rather than your personal DTI ratio allowing you to bypass DTI constraints and utilize the rental income being generated.

You are definitely able to utilize hard money that doesn't require income 

DAY.I'd like to know why the Columbus Cartel isn't utilizing the Classifieds section here on BP?