That being said, I could see banks being less friendly moving forward as interest rates have spiked so quickly.

Your best outcome might be to hire a lawyer who will start using these scary legal words and get the seller to sell to you rather than face litigation, but with $100k+ on the line they may just dig their heels in.Failing that, you can try to go to the listing agent's broker, but odds are if the legal bluffing doesn't work then it's probably best to move onto the next one, especially if they aren't trying to keep your EMD. 

Electric can also spike in the summer with A/C.

If the Fed pushed overnight rates to zero and nominal 10 year rates went negative it would mean the deflationary environment is accelerating - which mathematically would mean "real" rates are rising and the risk premium on loans would spike.

We've recently had very low (<1%) vacancy rates and a spike in rents, but I think it will ease.

I stayed on the heels, literally, of the PM and that's when the learning began.

If interest rates spike then we could see a decrease in prices since without wage growth there is only X dollars a month to make the payments.

@Hai Loc the low interest rate is spiking.

Home ownership is very low by historical standards, and there is a real chance that millennials aren't going to run out and buy houses, since they pretty much came of age during the financial crisis.I predict that our next recession will be cause by a spike in inflation. 

Some of the information is state specific, but there are a lot of federal programs you and your residents may be able to take advantage of.On a side note, we have seen a tremendous spike in rental candidates interested in our available units.