I have 3 options.1) Cash out refinance with above 7% interest rate.

You may be able to use the downpayment for a fix and flip loan if you are buying a property that needs updating and renovation, and then you would be able to refinance it into a DSCR.

The ones I recognize or have talked to in the past are Champion Homes and Pratt Homes.For financing, if you want to avoid problems for potential buyers or for yourself when you refinance make sure they are "Modular" and sitting on a proper foundation. 

The cash out refinance gave us roughly 60k.

Use these conversations to refine your pitch and understand investor concerns and expectations.

Then you can refinance at $75k in 3 months as long as the ARV is $108k+

My brother and I bought 11 SFR at that point, so I did have my 5.5 and thought I was done.Then, while bored during Coronavirus, I came across biggerpockets and was convinced that it was a great time to refinance and buy as much as possible. 

Once you finish the rehab and get a tenant in place, you can go ahead and refinance it again with a DSCR loan if the cash-out amount makes sense

Once purchased and repaired (with a HML) we refinance with a long term loan or a DSCR loan and obtain quite decent cashflow while enjoying the appreciation Denver offers.

The sales price is contingent on the property appraising for the agreed-upon value in that given timeframe.The goal of subject to, for the buyer is to take advantage of your low interest rate, maximize profits to pocket as much cash flow as possible, and then, however, in many years be able to cash out refinance and pay your mortgage off in a lump sum to acquire full rights of the property.