.: Quote from @Brandon Brown: I am considering switching to a heat pump with an electric heat strip for supplemental heating in our two-flat building, with plans to add a third unit in the future.

Quote from @Bruce Tieu: Quote from @Bonnie Low: It's easy to get ahold of the planning department for the particular city or County you are in.

I think that small bank is a great plan.

Again, they're ok, everything is a la carte, but at the end of the day you have to be ok cutting services and planning on using exactly what they have forever. 

I would do your purchase & rehab costs in a hard money loan unless you totally plan to repay your heloc from your income and do not plan on doing a refinance later.

I think you'll have to sign an affidavit stating you plan to occupy it. 

Lease Options: Structure a lease option for the property you're flipping, allowing you to control the property while securing financing through the lease payments.By combining these strategies, you can create a unique financing plan tailored to your specific project and financial situation.

Owning the dirt and renting the house is a great plan.

Also would love to hear what the plan go forward is now it sounds like you pulled the funds back out.

Overall it makes you a better property manager controlling your utility and the bills with it.https://remforce.com/base-boiler-kit/Lastly, I take this approach because actually metering people doesn't work for me in my business planning or this neighborhood and clientele.