The median MF sold for 380K over the last twelve months.  

The last one I went to had little content & all focus was on why you need his coaching.

Its completely dependent on when the last time the company gets a data update and how often. 

Just to confirm, for an owner-occupied home (one you live in) you have to live in the property for 2 out of the last 5 years in order to claim the $500k exception for married couples.

I will keep showing our worth, it will definitely be a step up for them regardless of the loss of reviews.

yep your weight in gold.  

You can find some decent deals in Lawrence I just helped a customer close on a SFH last week.

The most likely scenario is that his renters will eventually do something that costs him a significant loss, despite cutting them a major break for so long. 

.- Rental loss - PadSplit claims they collect 97% of rents, but I've spoken to a few hosts who have said that a much larger % of their tenants get kicked out owing $500 or more in back rent that is rarely ever collected - what's your experience been here?

As for heat loss along the way why does it matter?