Example I put a trashed property under contract then I pay someone to go in their and clean it out, haul the trash off, cut the grass, maybe replace the broken glass in the windows, Paint the door, clean the gutters out.

I'm not a fan of HOAs, the fees can be onerous.But I have benefited by getting a new roof, new siding, and a new parking lot from the HOA fees that I paid.And besides those extraordinary items they also provided grass cutting, snow removal, heat, hot water, sewer, trash removal, insurance and outside maintenance.And besides those normal fees that I would have had to provide they also provided some items that I would not ordinarily provide like swimming pools (hate the maintenance and the liability), tennis courts and club house.

I've got a file with a cash flow statement, the same one Rich Dad Poor Dad uses, recent pay checks, 3 months of all my bank accounts, credit cards, and student loans, certifications from dorky house buying classes I've taken (it counts towards something) and my fed and state tax returns for two years, and a relatively newish credit report.

Shopping around won't matter much as it's the Federal flood insurance program (different insurance carriers may issue it but it's still the Fed program).

Recently I found a property in a neighborhood and I'm sure that it is vacant no one has been there in months and also the grass is over grown how do i go about finding who the owner is and getting in contact with them.

This way the money you pay him to plow, cut the grass and paint is his money, not kinda-sorta-his-but-part-your money.This gives everyone a say in the deals, but not on every aspect of the company's daily activities.

If you are already fed up at this point then I would call the bank now.

@Carson M.I defiantly don't know as much as these guys do about getting a loan, but you may be at risk with Uncle Sam for not claiming your landscaping income on your tax returns.Even though you may not have been able to legally register a business with the State of Michigan, it doesn't mean the state and feds don't want your tax dollars.Since you are an entrepreneur at heart, I would suggest possibly amending your returns to report the income.

The requirement comes from the Fed gov, by the way.Good luck

I only hope that my agent realizes this and doesn't get fed up with me for passing a bunch of opportunities.