I know a bridge doesn't make sense in your case b/c of payment status, but is there some flexibility there?  

That being said my company is based in CA and I have no flexibility on moving states.  

My current job is flexible and steady so I would likely work full time while trying to begin as I don't want to lose my consistent income. 

@Jason SternThe Solo 401(k) is going to provide the maximum benefit as far as deductions and flexibility with future investments.Since you are maxing out your $18,500 contributions in your current plan, you would not be able to take advantage of employee deferrals in your own separate plan. 

This gives infinite more flexibility.

@Andrew JacobyForget FHA loans and get a portfolio loanBanks hold the loan on their books, therefore they have much more flexibility and are not just loan originators. 

I like the idea of the HELOC because once it is paid off I get the full cash flow back on the property but have the flexibility of equity to expand.

I would steer you away from working with very large banks because they would not be flexible enough to do any of this for you. 

Part of that depends on your flexibility or ability to relocate.

She provided instant updates, was always reachable for any questions, and was very flexible to my needs and circumstances.