TRUE private money is simply someone you know.. your dentist lending out of his SIDRAor someone you meet at the RIA's and start talking too.. they are doing 1 to 3 deals a year and its not their business.Anyone doing anymore of that or advertising in anyway is not a private lender.. they are HML that are in business.. when you see rates that rival full doc bank loans from a HML or private lender then that is a HUGE Red flag..

So you either need to cement it as friendship or as a buisness partnership.

The fours walls of the basement are cement, and for now I will leave them as is.  

When I have a toothache I see a dentist.

Within a couple days we were pouring a cement floor in the previously dirt basement and setting footings for 26 lally columns so the building wouldn't collapse.

When personal property is affixed to the structure by means of bolts, screws, nails, cement, glue or other permanent attachment, it becomes a 'fixture' which is part of the real estate.

I had a unit where I had laid laminate in the kitchen around a cement pad for the ancient stove.

Thanks @Ben SkoveEverything around the house is either paved or cemented with an away slope. 7" of rain this month and another 1" today plus that tomorrow, I'm thinking it must be the water table.

As it turned out, I had lots of excitement and very little damage because the floor is a slab... so I guess my testimony is cement floors has been very very good to me!

For one although the tiles were installed on a cement board underlayment, under that is old wood plank flooring (with a lot of flex) that was in bad condition.