You drop them off to the court clerk, pay the court fees, and in about 4 - 6 weeks, the sheriff calls you and says, "Today's the day to change the locks."

For rate scenarios lenders need to know much more info:1) SFH, Condo, or?

What effects would you expect to see from this legislation change?

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Rates are hovering in the mid 7s depending on your credit score.

I do need a property that is not very expensive, which is why I have been looking into Clevland due to their low selling prices and high appreciation rates.  

The amount of equity I call pull is less than the cash I have but not significantly less.When doing this analysis it struck me that it may not be worth using a HELOC for the simple fact that the interest rate is ~9%* while the funds in my high yield account are only yielding ~5%*.

My agent is currently finding best rates with Travelers.   

OccupancyMost lenders require a minimum occupancy rate of 85%.

Nothing has changed for now.2024 update: We recommend eFiling for everyone, however starting this year eFiling is mandatory if you file more than 10 forms.2023 update: The IRS (finally!)