Closing costs of $4,618 are the following: Underwriting fee $495, Appraisal fee $700, Credit report $33, Tax service $109, Lender's title insurance $543, Title settlement fee $434, Recording fees and other taxes $300, Prepaid homeowner's insurance premium $780, Prepaid interest for 15 days $254, Escrow homeowner's insurance $130, Escrow property taxes $840 (we normally don't escrow anything, so that in itself is annoying).  

It’s tedious and annoying to deal with banks but your time will be paid at rates of $1,000’s/hour when you get the deal closed.  

(Not annoyingly, just regularly.)

Had tons of showings though and none one really complaining about price.I did it more as a test then anything, I'm hoping it'll rent fairly easily now that the updates are done (it was previously pretty outdated)...It's over by 85th and Ward Parkway which is also little annoying because it's right on the edge of the more desirable areas, but it's bigger and good quiet neighborhood so we shall see haha.

What should we do about the noise and the annoying visitor?

FWIW if there is any area in the East Bay Area where annoying nosy neighbors are MOST likely to report any actual or perceived zoning violations and throw your plans awry, it is without a doubt Piedmont. 

The cold calling from the hyper-aggressive people at this company is massively annoying. and I wish they would stop. 

@Michael P.A lot of investors get annoyed when it’s referred to as “the game” because it is not a game to many, but their business.

Starting to see a lot with only a five year draw which is annoying, and also what the annual fee is and surrender fee if you payoff in three.

That is the easy part.Contractors and subs will charge a premium because everything in town is annoying (permitting, disposal, inspections, etc.).I don't know enough about the property to give an opinion, but sprinklers are often required in 4 or more unit builds -- I am dealing with adding sprinklers now and it is not fun.