I think working with an insurance broker is a great way to go to derive the most competitive quote at no cost to you.I also think that you can increase your deductible up to say 5k as well as request your tenants carry renters insurance.

Do you expect it to turn around, and/or is there anything you can do to help increase revenue? 

We debate selling it all the time but we know homes in CA usually always increase in value and it is just a waiting game and we can’t sell it right now and make a profit yet.

This can make the process less stressful for the tenant and increase the chances that they will accept the cash for keys offer.

>Orange County’s rates are steady, with limited increases expected until 2025.

Find out what the going rate is for rent, increase it a bit for the shorter term and if they stay over 14 days, have a per day fee that escalates if they stay longer.They can always get short term rental to stay in and put their stuff in storage.I would NOT start any work until they are out. 

The feds have not yet responded but we are confident it will be in our favor.

In my opinion it is a great RE specific alternative to something like QuickBooks (especially with recent price increases to QB).

@Jeff Fortuna@Dan Rowley   @John McKee - I'm receiving roughly 7% CoC returns for my two investments, with projections those will rise in future as they are able to realize contractual rent increases.

I received wrong information from people in the Portugal RE industry before so I'm not super confident the person I talked to is correct I'm just trying to get more data points.In case it's useful for others these are some other bits of info I've learnedRefinancing is possible but it is more expensive than conventional (usually the spread is 1-2% higher) and it is necessary to explain to the bank what will be done with the money.It is not necessary to wait to own the property for a certain time to obtain mortgage credit.