I rented out the unit that I was living in, so it's fully rented now.Rent roll = $1,975/moZestimate = $217,231Remaining Principal on the loan = $105,165 (30 yr-fixed, 3.625%, no PMI)I know I could sell it. 

You have to be 100% sure you can qualify for a bank loan in 4.5 years, otherwise you are risking your $100k, your $45k improvements and any principal you pay down in those 5 years.

I am an investor myself and principal broker.

Avoid operation of a private or commercial golf course, country club, massage parlor, hot tub facility, suntan facility, racetrack, gambling establishment, or a store whose principal business is the sale of alcohol for consumption off premises.The 4th requirement is of particular importance with regard to the real estate company in your hypothetical. 

You would certainly get your principal back but on voided liens you usually do not get any interest.

My thought process was not so much of gaining cash flow from my rental instead saving the interest on my primary and the only reason why the interest is 67k because I’ve been paying additional 2k a month towards principal.

From there you can figure out how much the property would have to appreciate for you to achieve your goal (Also consider your monthly loan principal).

Here's the example:1) Investor cuts a check for $100,000 to DEEDfeed, our nonprofit.2) DEEDfeed cuts a check for $100,000 to fyre CAPITAL, our investment group.3) Investor distributions and original principal of 100,000 are returned to DEEDfeed, and in turn to the Investor.4) 100% of Investment Management Fees collected by fyre Capital are sent back to DEEDfeed.5) Those Fees are now the donation to the nonprofit - And thus mandated to be spent in line with DEEDfeed's Mission and 501c3 rules.The Investor wins by earning distributions. 

@Vlad Denisov I am not a syndication expert, but in my 20+ year professional life, I have learned the Pareto principal is applicable in every aspect of business.

So I said we can do a loan mod by adding all accrued interest to principal and a mod fee in order to remove NOD.