The builder offerred $15,000 credit to be applied, however you wished EXCEPT can not be used for price reduction. 

It is easy to provide well-intended 'bad' advice.My questions to you would be... 1.

I could be wrong, but this sounds more like a construction loan rather than a flipper loan.

Meanwhile, Partner A’s Spouse is willing to transfer their 50% share to the Children but wants to retain a steady monthly income from the rental properties.Key Facts:Each rental unit currently generates $550/month, but market rates suggest it could be raised to $850/month.The Children will buy Partner B’s 50% interest using a bank loan at 7% interest.After the purchase, the Children plan to pay a minimum of $1,500/month toward the loan while holding excess cash in a reserve account.There are 3 properties.

It's one of the hottest markets in the US right now with so much population growth, job growth, and companies moving/developing here (26B Intel headquarters being built here, 68K+ enrollment in Ohio State University, Amazon, FB, Google, Honda, Nationwide, Anduril, etc.).

We host an investor meet up monthly in Alexandria, could be a good place to start.

There may be a few adjustments for superior materials, but not as much as you may think.

However, if you want long-term stability and predictable payments, refinancing might be a better option, especially for larger projects.

Fees should be clearly stated in writing, easy to understand, and justifiable.

Or will you be subject to the passive loss limits?