Best I can tell from previous posts on the site is that if you are having a problem with your DTI ration transfer properties to an "entity"(this is the usual word choice with little insight into what kind of entity the poster is referring to) However, when you dig a little deeper, it seems to be that even if you own property in an LLC if you sign a personal guarantee (which they pretty much always make you do* it all falls to you in individual, and therefore counts against your personal DTI ratio, which at least for this, seems to defeat the purpose.* it seems if you have an LLC with 2 years of tax returns, you can actually have the business get the mortgage, and not have to sign a personal guarantee.

I've taken some courses in analyzing investment properties, produced APOD's, noticed the drawbacks in how the typical Cap Rate is calculated, and dug deeper to find four-square and the mortgage constant. 

It sounds like you did your homework, stayed patient, and only pulled the trigger when it made sense systematically; not just emotionally.  

If it's deeper and modifying exterior perimeter conditions won't help, then it's on to dealing with the problem from the interior.  

According to wreg.com, the couple has filed a 1.3 million dollar lawsuit against Arnaiz and is alleging that they have suffered from emotional distress, anxiety and loss of sleep.

Also, a lot of it has to do with being emotionally invested, and I definitely am at this point in my life.

I'm hoping the deeper we get into winter the better chance I will get a deal. 

@Christian Bors You're letting your emotions get in the way of your business.  

I have learned to leave emotions out of it and had this policy that I told to EVERYONE.

Service animal is for disability, therapy animal is for easing mental or emotional stress.