My firm goes to 75% on a cash out, as long as all seasoning requirements are met.

The process requires some knowledge from your agent. 

These deals don’t really require bundled all-inclusive brokerage service, in my view.

I have a pdf with every city in Cuyahoga county that requires a PoS. 

If the amount paid to purchase an existing note is below the principal balance or more correctly, the unpaid balance, the investor will benefit from an early payoff to the tune of the discount.  

You're the fish.They often use a mix of fear, threat and urgency to push a target to act.It can be as simple as a 24 hours sale from your favorite shop that requires you to log in to your account first or your boss asking you to wire money right now or he/she/they will lose an important contract that will cost millions.So cybersecurity is important because without that, you might have an incident that can cost a lot of money, impact your reputation and might affect your credit score.

Seems like a really balanced and prudent approach.

Not sure how much they require for their mentorship but I don’t have the warm and fuzzies about their program.

But this comes with additional requirements you must achieve (look up REPS). 

If you use a HELOC I would do a project where you can pay it back(BRRR, Flip) and not keep a balance.