Do you operate in a way that is "technically correct" for the CPA's liking, or do you operate in a way that works for your business?

Implementing operational system for the team.

Now ask me out of every 10 GCs you meet, how many operate like this...1 maybe.  

And that get's even more confirmed when you look at home prices long term, like since WW2.It's like: I don't know if we are going to have snow for Christmas, or how much snow exactly it will be, but it's Wisconsin and so it's pretty safe to predict (even though maybe not 100%) we are going to have snow at some point next winter and the total accumulation is going to be probably around 30-50 inches.My operating assumption is that home prices are going to double (again) over the next ten years, just like the did over the last 10.

There are "rules of thumb" to operate by, but they are general guides that change with time and definitely change with markets. 

I reviewed the proposed operating expenses for 2024 to see that our Insurance expense increased 386% YOY!

The Short Term Shop operates here and would love to help!

There are no loopholes and if you operate outside the rules you will be shut down, it is only a matter of time.You are correct, unincorporated Pinellas County versus Saint Pete have different rules. 

@David Lutz total operating expenses at about 40% with cap ex at about 10%.

For example, in Indianapolis, all-electric homes have a higher utility deduction because electric heat, water heating, and stoves cost more to operate than gas.