They base their decision largely on "the deal" and your ability to execute the plan.

An FHA mortgage contingency gives you some outs and ability to negotiate and even back out of the agreement. 

Mention the amenity several times across your listing for the SEO benefits.  

Consult a mortgage broker to navigate the financing process and provide personalized advice based on your financial goals and circumstances.By understanding the factors impacting your ability to secure financing for a multi-family property and exploring alternative options, you can work towards achieving your real estate investment goals.

However, it's essential to assess your risk tolerance and determine how much of your capital you're willing to invest in your first property.Consider Your Timeline: Since you mentioned not having a 2-year work history, it's important to understand how this might impact your ability to qualify for financing.

Don't be just another vanilla (forgettable) $190 ADR listing with cell phone pictures, no SEO and the same hot tub and fire pit as everyone else. 

A great benefit you have in your own scenario, that we also preach at FlipSystem, is the ability to utilize multiple exit strategies.

In addition, you need to know the current Legal Rents in the records of HCR (DHCR) for each apartment as they will be rents that you will most likely be stuck with and you will not have the ability to increase rents to cover Rehab or your investment.

I have discovered in the past few years the most valuable skill is the ability to find a deal.

- How can I use my real estate license as an advantage to the best of my ability?