Low cost housing is a huge motivator to change behavior and keep their housing voucher. 

This could easily cost you $10’s of thousands if you plan to stay in the home 5+ years when you return. 

Because of cost, duplexes are are a better choice and compete well with SFH and or apartments. 4.  

I have a large lump sum saved in an investment account for down-payment and any additional costs.

To Sum it up, its a good idea if you can exceed the cost of capital (higher rate than your cost of debt) with what you earn on your heloc/debt you pull out and invest.The question is how much gains above is enough to substantiate the risk of your variable interest rate, well thats up to your personal investing criteria.

Leaving out auction and foreclosure costs for a second, when you write that check for $220k the trustee is going to pay BigBadBank the $175k they are owed first, then he's going to pay LittleBadBank the remaining $45k, and you will get a clean title as the process is going to wipe the slate clean.

And while short-term rentals are the big draw here, there’s also growing demand for mid-term rentals from snowbirds and traveling professionals, as well as long-term housing for the increasing number of permanent residents.Yes, higher interest rates are a factor, but the strong rental demand in the Panhandle often helps offset those costs.

PS5, TV and two gamer chairs is about the same cost or less than an arcade unitThis is true and that is why I have Xbox in my cabins.  

What is the cost?

It is fair to express your disappointment that they exceeded the cost target you gave them.