Not going to be traditional Fannie/Freddie backed loans.

With the SDIRA, or Solo401k, there are restrictions of it being "non-recourse" meaning no personal guarantee from you, which make them hard to find through traditional lenders.

Many of the guys I know in the business have gone and got their real estate license and are making more money doing traditional real estate deals. 

I simply meant that deals (Apartment complexes) have been acquired creatively, not just traditionally through a lending institution.

My husband has the full time job and I'm doing all the research and trying to figure out how/when/where to make the first move.We've gotten the LLC formed - business phone number set up, business cards, all the proper paper work filed, etc...I've had my real estate license for 2 years (but never acted as a traditional realtor - sold 1 home and did rentals and referrals for family/friends).

I'm currently in the process of purchasing a townhome, with a traditional loan.

They seem to be mostly full.By the way, it appears that the tenants are not using the units for traditional "warehouse" roles, but mostly small business interests.

I buy for the appreciation the cash flow is a nice bonus.See this thread where I quote @Christian Hutchinson complaining that the house he bought in a nice suburb of Detroit only went up 76% in 5 years because properties he had looked at INSIDE Detroit had gone up 600%.It is routine to sell properties bought 3 years ago for 10X what I paid!

If you have other assets with equity you can use HELOC for the initial purchase/rehab funds and traditional financing for the final refinance phase.Note, talk to your banker to find out their criteria for cash out refi...  

Two of the duplexes are traditional 2 story side my sides.