I do see the interest with its proximity to Crosstown, but it's a gamble on how long it will take for the surrounding areas to be impacted by that development and you would want to be sure you don't lose money waiting on the appreciation that may or may not happen.

I considered using him, but his online presence is really poor, which means unfortunately I'm not going to take a gamble with a huge investment, on him.

Some take a cut but they really aren't thrilled to have agents doing wholesale.My brokerage is a 100% payout brokerage and has tons of agents who only use their license to invest but they are still clueless about process for wholesale deals.

Timing the market and trying to estimate appreciation is gambling. 

I'm looking into Jersey too, but my wife doesn't sound too thrilled.

There are too many delays, home warranty companies hire the least expensive - and often least qualified - to do the work.Home warranties are a gamble.

Hello again,So, my current bank requires me to wait a whole year before they calculate net income or net loss on my first rental property.Needless to say, I am not thrilled because I bought undervalue (20%) and forced a slight appreciation (5%) on the property.The bank also forced me to put a large down deposit (45%) on the property due to my debt to income ratio along with a 25 year mortgage at 4.5%.Thinking about doing a cash out refinance on the property with a 75% LTV in six months, but...Here is my question: Are there federal guidelines that regulate how slow or fast a bank is required to calculate net income or net less for my debt to income ratio?

Anything else is a gamble.

I was thrilled. 

If it's an ADU, they're more likely, but there's just so many local restrictions with zoning and code enforcement for them to gamble on it.