Lender’s have reserve requirements they are obligated to have for loans on properties in which they initiate foreclosure procedures on.OR YOU COULD SAY THIS:In fact, it could be argued, once they create a pattern of accepting my payments, they can’t even accelerate the Due-on-Sale clause.OR YOU COULD SAY THIS:Yes, it is.

MEETING OF THE MINDS ACKNOWLEDGEMENT: Seller(s) have thoroughly and completely reviewed the purchase and sale agreement and Seller(s) understand completely all terms and conditions contained therein.

Marketing is defined as, but not limited to, placing the property for sale in the Real Estate Multiple Listing Service (MLS), advertising in the Newspaper or other periodical, and placing a for sale sign on the property.XLVIII.MEETING OF THE MINDS ACKNOWLEDGEMENT: Seller(s) have thoroughly and completely reviewed the purchase and sale agreement and Seller(s) understand completely all terms and conditions contained therein.

Or do you see shaved heads with neck tattoos hanging out on the corner with other low-lives drinking beer and smoking?

You're going to run into this in most of the major STR markets because within the last 2 years we have seen a massive spike in available inventory.In order to compete with the competition now, hosts/owners/operators need to step up their game and be willing to invest in good quality furniture, memory foam mattresses, high quality linens, professional seasonal photography, etc.In the high desert, most visitors are looking for peace, quiet, privacy, and amazing scenery so this means stay away from purchasing homes in residential neighborhoods with neighbors on all sides.

Memory foam mattresses, with one coil bed for traditionalists.

We discovered at a Home Depot Behre paint training that the Behre (top of the line olive green can) semi gloss enamel goes on oderless with a foam roller and in a few days dries almost as hard as older oil base.  

And the bondo patch on it is still holding...If you use a sulfuric acid based rust stopper don't use a foam sponge to apply it- use a rag.

I received a piece of marketing from Third Federal Savings & Loan (www.thirdfederal.com), offering to refi our primary residence to a 10 yr fixed at 3.29%/3.39%apr with closing costs at "only $595".Given I'm currently paying 4.375%, on the surface, it looks like I could shave 6-8 months of my current note with a slightly lower payment (~$20 less), it would seem worth it to do this for the $595 expense.

.**  if the property is in Oakland, CA, the Climate Zone is 3, so the insulation for frame (wood stud) walls should be "20 or 13+5" which means use R-20 batt, blown, or spray foam insulation (if it fits), or use R-13 batt insulation along with a sheet of rigid R-5 insulation behind the drywall.