Great topic last current USA debt for student loans was 1 trillion.I may self pushed my children hard in high school to prep for state college,my son did wrestling at a high level daughter soccer at a high level .I do think a balance is needed not just studying like Japan and other SE Asian countries.My son is study Electrical Engineering ,my daughter Industrial Engineering .We worked hard to get a good study habit out of the children ,my heroes were not sport stars I did like sports,fishing ,hunting but not like it was huge deal just fun a BALANCE .I like Einstein talked a lot about science ,math etc.

I think this is much more likely to be a problem at the agent level than at the lender level.  I

If you live in a community property state, like California or Texas, and the members are husband and wife as community property, you may also elect to have the LLC taxed as a disregarded entity.Most of the time, when holding real estate, a partnership is the way to go when you have multiple members to avoid a second layer of taxation (at the corporate level). I

@Chris Clothier  you have PRE GFC turn key and you have post  form my perspective and having started lending in 01 ish to 02 in turn key space.. those that were able to ride through the 08 to 2011 became stronger.. many showed their colors when things got tough and they bailed.. some reinvented themselves IE only selling for cash to IRA investors and or really going strong with the foreign buyers.. although we know a lot of them also abused terribly the foreign buyers as they simply did not understand the socio demographics of our markets. those that made it through and are still operating have taken the fix and flip for rental program to a new level..   I

Around here total labor burden on a skilled carpenter who can read, write, and speak on a GED or better level is more like $28 to $35 an hour.

At some point Fed is going to have to accept reality of the NEW CP basis, and just let-go and let things level. I

I am doing a 27 * 8 one-level addition on the rear of the house to create space for a master's bathroom, master's walk-in closet, utility room and a full bathroom on the main level. I

Congratulations on your AO! 

I have roughly 10k to start off with and my credit level is pretty good .

So the weekly rent collection takes it to a whole different level. I