Downpayment will also be a huge factor.

Factor in property taxes, insurance costs, and maintenance expenditures to ensure your investment aligns with your financial goals.Take Advantage of Financing Options: Explore FHA loans for owner-occupied properties or conventional financing options tailored to multifamily investments.

I know that Burlington is a great area and it may have appreciated 25% in that time span, but that factors in the HUGE bumps that the covid market gave every area.

if those aren't factored in you're not actually making money. 

I think the convivence factor for the customer isn't there. 

In this post type of concern  I ask my circle of influence (bankers, insurance, contractors, fellow storage owners) their perspective on the economy and also their sphere of influence.  

However, rate would be prime + index + an additional +2% for the shock factor just to qualify, but you can draw the funds whenever you want vs cash out where you have to draw all the money after closing.Many borrowers would keep opening lines of credit, assuming you have the equity + income to qualify, as you keep rinsing and repeating the heloc process.

Obviously price will be the biggest factor to move a SFH but there is more that than just a number. 

These factors also play a role in determining a tenant's eligibility.

SWFL We Have A ProblemA year and a half ago I sent an update with a warning that there were several factors that were potentially going to impact in SWFL real estate including immigration laws that were passed.