IMO do what you can to keep the properties managed by someone other than yourself - even if you breakeven on cashflow your debt is still being paid down by someone else. 

Maybe she was someone else's dependent for a year (while you were serving time for tax fraud).

Andrew took my $18k and promised 2 deals: he gave me one that he also gave to someone else before I closed on it...At this time, I cannot stay quiet anymore.

I am not against the buy-to-lease method, for someone else to implement, but right now it's not what I do.2.

Has anyone else gone through this process of rezoning and can provide me with some links/guidance on the process? 

I wouldn't replicate someone else, but learn from them and add something unique.

A 30-year fixed rate mortgage is currently sits around 6.15% interest:All else being equal, lower mortgage rates reduce the cost of ownership and, thereby, allow more people to afford to buy.

You are missing the following:  capital improvements, working capital, closing costs, pre-payments, and anything else you will need to pay in advance.You are missing several income and expense lines. 

Has anyone else done this?

Anyone else caught someone cheating the application process?