If it was load bearing and you were removing a load bearing wall or adding that is different.

Someone on BP may have a different suggestion on the later.

However, it's important to keep in mind that shorter seasoning periods often come with different terms compared to a a cash out refi with 6 months + of seasoning.

I'm just learning about the different types of loans and how they work so please correct my thinking if I'm not making sense.

I am interested in learning more about different markets in Arizona (Phoenix, Tucson, and surrounding areas). 

Quote from @Chas Lumley: Hey all,I'm looking to make an offer on my first rental this week and was wanting to get different inputs on LLC vs Umbrella policies.I will be using a conventional loan and I was told by my loan officer that I can not buy the property under an LLC, but I could transfer to an LLC after acquiring. 

If I can get 2 different renters in before Jan 1 2025-is still possible by obviously getting a cost seg.Also, would all of the house hunting, going out to see properties, research (calling city for license/map searching) and buying the furnishings count toward the 1 of 7 qualifications IRS demands in addition to the 2 Airbnb bookings-preparing home, cleaning, set up etc?

If they are on different tax parcels, I will use DSCR for the non-primary deals and then FHA or UDSA (assuming it is rural) for the owner-occupied one. 

Buying some rentals is a whole different animal than running a business.

If I order from different websites then I’m assuming that all the furniture will arrive on different days and I’d need to hire someone to wait at my property for the entire week to receive all of the staggered deliveries.