Quote from @Armando Carrera: What ever happened to dropping interest rates?

Just not seeing a good use case for FHA these days other than the lower interest rate.  

There was very little immigration before 2016 for a decade and workforce decreased, and since then, there is a net gain of around 1.5 million.

Cost of doing business and making a mistake...learning experience.Be careful with what you consider "market rate"....

I’m sitting at around a 2% lead rate.

I don't think it's expected nor do I think it will get you extra business or higher rated reviews.

I understand the rate is competitive on the assumable, but having $300k liquid, you might as well do a lower downpayment and Buy down the rate. 

I've been using BatchSkipTracing for almost 2 years and have experienced a good contact rate.

I think there's going to be a serious thinning out of STRs because of the overall market and interest rates, and people just getting fed up with the platforms, unless one of the newer no/low fee platforms takes off. 

It was mentioned above you could refinance into a conventional loan, however with the 5% down conventional primary residence loan on multifamily now chances are you won't refinance this FHA loan unless you plan on living there for an extended period of time and rates come down.