I also bought a bit of American Eagle gold coins and purchased some Bitcoin and Ethereum cryptocurrency.

But a note is "currency" and you can spend it in a lot of ways.Hi Gail - Could you expand on this further?

I also invested in cryptocurrency in early 2017 before that market took off and have about $25,000 worth of cryptocurrency that I can partially withdraw to help build my credit. 

Again, run the numbers specific to your situation, but also ask yourself if you are OK with a small negative after understanding the effect on your taxes and the amount of principal reduction on your loan that is occurring.On my comment on appreciation in my last paragraph, I believe that the idea of appreciation based on price increases in real estate assets over time is commonly misunderstood in the sense that many think in terms of our currency as a fixed medium against which all other assets are measured.

It is robust, can use a real database back end and, at the time, had better multi-currency and international support than QuickBooks or Simply Accounting.  

#Bitcoin,#Cryptocurrency is teaching us that.

Are currency fluctuations a factor?  

IMF transactions can now happen in other currencies than the dollar, Italian Banks are in trouble, India has restructured their currency.  

The constant change of the currency valuation to the dollar is a serious consideration. 

I wanted to ask, is there any currency fluctuation risk that you have to manage?