Credit Score:For 10% down, lenders usually expect a credit score of at least 720 or higher.

They do not however have the knowledge, credit score, or physical ability anymore to fix or get into real estate.

Lenders: Strong connections can ensure timely financing, even with tightening credit standards.

To do this I found you need (1) local type lender that keeps notes in their portfolio, (2) good credit and track record, and (3) leverage at 50% or less.  

Any recommendations for institutions that can extend a line of credit backed by a whole life policy?  

You may need to explore different financing options such as short-term fix and flip loans, home equity lines of credit, or even remortgaging another property.

This can also make it easier to manage and keep track of each loan.- **Cons**: You'll have to deal with multiple loan applications, closing costs, and monthly payments, which can be more complicated and expensive.### Option 2: Portfolio Loan- **Pros**: A portfolio loan allows you to use multiple properties as collateral for a single loan.

If you see red flags on the credit or other areas, I would not accept.

I’m looking at private lending to flippers with a line of credit or using a line of credit to put a down payment on a new cash flowing property (which is extremely hard for me to find right now) but with a line of credit as a down payment I would be financing a new property at 100% at unfavorable rates.

Typically Section 8 assistance will track along the market rent for low income communities in the area (slightly higher or lower depending on the location).