And if so, what is the cost and prospect for collecting something, certainly not all, but something.My thinking is that if it shows up on their credit, it may hamper employment, car purchases, rental applications, education funding, etc and at some point they would need to pay me to go forward with some major life steps over the next 10 years.

If you need a link to the Junior ADU application for permits, send me a message.

For the front end ratio I use: Gross Monthly Income >= 3 x RentFor the back end ratio I use:  Rent + Monthly Debt Payments <= 45% x Gross Monthly IncomeIn this way, debt is considered in a consistent way in determining if the applicant can afford the rental.

I am paying for a couple of extra LLCs but again, anyone can set those up for $125 and the time it takes to fill out the online application.

The daughter could be on deed for the other 25% as tenant in common.But what is most likely is that the lender will simply have her be a co-applicant on the loan but not have her take title to any of the property. 

If I open my home for rental, 100% of  tenant applications are immigrant, it doesn't matter they are illegal or legal, they pay the same LOL. 

As a reminder, this discount is only applicable to the annual subscription.

I’m not in your field of expertise in the lending space, but the lenders I have given repeat business to typically have taken a few moments and let me explain my situation to see if we would even be a fit for each other, before, trying to make me fill out some long application that asked for everything short of a blood sample.

As a reminder, this discount is only applicable to the annual subscription.

The answer to your cost problem, can be found in the application of the above list.