Pricing additions such as:  Single family no add, 2 units .25 3-4 units .5 ; non owner occupied .75; FICO 680-699 .25 ; each percentage point is multiplied by loan amount.You can pay these in cash or increase the interest rate to cover..125 in rate equals .75 in add depending on product typeThe loan level pricing adds are additional costs for items that the secondary market (who loan is sold to) or the lender appetite for risk.Rates have been volatile.

.- Decreasing appetite for cash out refinances, high leverage, interest-only, and peculiar deals (scattered site, low liquidity, nonlocal sponsors)- Mixed-use deals having their retail income underwritten at $0 unless big national credit tenants.- Falling collections at properties playing hell with deals in process. 

You need to shop several as they all have different appetites at different times an offer an array of terms and rates.

That is a very small loan that non-banks do not have appetites for.   

They may just have an appetite for subject properties that require capital improvements.

Hours per month can be significantly suppressed with a property manager and outsourcing maintenance and rehabbing.  

Make sure you eliminate ALL moisture and wood to ground contact issues to help suppress future issues as part of the pest management plan to resolve your issue.

This suppresses long-term economic growth, marginally disincentivizes the rent-controlled tenant's instinct to findanywork when unemployed, and depresses neighborhoods' development overall.

My agents have requested quotes from a multitude of markets, big and small, only to hear that the carriers have no appetite for this type of risk.

Generally, outside of seller financing, the common types of debt available for MHPs are:Local & Regional Banks - You can find out which banks have an appetite for mobile home parks by asking the MH/RV brokers in your area, networking through other owners of parks in your area, or simply obtain list of the smaller banks in your area/region and call them to see if they have lent on parks in the past.