Additionally, as Gino said, when you are raising capital from passive investors who are relying on you to generate their profits, you are selling securities and must follow securities laws; i.e., you need to learn how to "syndicate" real estate.

I just have 5 units and am doing other work to help pay the bills in addition to doing all the property management myself (upkeep, repairs, cleaning in between tenants, mowing, finding & interviewing tenants etc).   

Should I open a separate HYSA or similar vehicle to park additional cash reserves and or taxes set aside from prior projects?

If tenant wants to use credit card, Zillow charges the tenant the additional processing fee, so you still get your full rent amount.

@Brandon CroucierIf i refinance again wont the additional lender costs, fees and closing costs be more and add upI agree it's a declining interest rate environment but I don't see interest rates declining quickly.

Should I offer additional $100/month from rent for certain amount of years?

All of that said, I would treat this tenant as month-to-month and enforce the 60 day notice requirement meaning that they are responsible for an additional 30 days of rent beyond their anticipated move-out date.

Will having that home on our credit negate us from being able to seek additional loans for other properties? 

Additionally, it took me far too long to learn better.

If your healthcare needs are relatively low, an HSA can act as an additional long-term investment vehicle.Additionally, tax-loss harvesting in your taxable investment account can help reduce your capital gains taxes, allowing you to offset gains with losses to improve after-tax returns.