The BRRRR strategy is always a great option, especially if you the liquidity to continue to purchase properties depending on how much you are recouping when you refinance.

Also, new builds are not currently in our strategy (delayed profit realization). 

I think there is definitely a couple strategies at play here for you and your family. 

Do you usually focus on buy and hold strategies, or are you exploring different options as you build your portfolio?

In ID I dont believe there is any high balance FHA limits that I know of (Coeur D'Alene, ID).Then again I dont think you need high balance limits anyway as the regular limits of FHA 4 unit property are well in excess of 1.4M and Im pretty sure the fourplexes in CDA arent that high unless you've found a unique Specimen of a fourplex house hack strategy.

That said, if you can comfortably handle the additional down payment and monthly payment consequences of a higher purchase price (and the lenders agree), and you have a few different good options with the property then it could be a wise investment.By a few good options . . . you want to have some exit strategy other than STR that will work in case the something happens to make STR uncouth in your area. 

You might also consider specialized classes on platforms like Udemy for deeper insights into strategies like seller financing and subject-to deals.

That said, you should adapt your strategy based on the market conditions.In lower-cost markets or areas with less competition, you might still be able to hit 1%.

My primary focus is on Wholesaling and Rehabbing in NJ and PA area.I’m eager to learn more about strategies, best practices, and the challenges of real estate investing, especially from those with experience or breaking into the market.

Tell us where you are from, where you are looking to invest, the strategies you want to pursue, and who you want to network with, be it local investors, agents, lenders, property managers, contractors, or more.