The only reason I dont suggest those right away is because if it's your first prop they wont give you great rates or percentages. 

Those that leap too quickly are suffering from FOMO or trying to be like someone else, but if they do it when their foundation is not set, it makes for bad construction.

I know you put 20 to 30% downpayment but you'll run out of money or bank wont lend you money during to debt ratio.Would you mind sharing your success with me?

So to say you wont lead money to someone that doesn't have the EMD, you are thinking with a limited mindset.

I’m not opposed to putting more down to increase cash flow also (COC return suffers of course and there’s an opportunity cost to having that trapped equity but it can make sense in certain scenarios). 

Bridge Lender wont make the loan until the Bonds are fully approved and ready to go from the County. 

With four plex you have to pay utilities for the hallway and common areas, also maintain and clean the common areas, because the tenants won''t.

their are lenders though that we wont accept offers if our buyers are using them and Rocket is one of them.

There's a bunch of suffering people right now in syndications that to some extent followed this line of thinking - XXX is famous so S/he must know how to run a syndication.

I have a Bookkeeper for my farm expenses/income but I am not sure if she has any RE experience and has not gotten back to me if she will do it or not as she has suffered a health crisis this year and has cut back some.