Also the expenses should be reported to the business activity (the property) they legally are generated from; not necessarily the entity they are paid through. 

Hi Julia,Rehabbing fire-damaged properties can be a profitable venture, but it requires careful planning and additional considerations.

Rumor has it that SC is trying to require state licensure for commercial lending as well.

I bought my first property for $107,500 put 10% down borrowed 80% LTV from Wells Fargo at 11.75% rate and my father lent me the last 10% and charged me interest the same as Wells Fargo did 11.75%.  

If you can't figure out how to escape that entry-level job and get into something that pays better, then I would argue you probably don't have the skills necessary to invest in real estate and manage it well.Focus on finding a job you can be proud of and that pays well.

I’d be happy moving forward if they are willing to take that $10K off, and be back at my original offer price.

Financing is readily available to non residents as well, known as 'foreign national' financing or mortgages.

It would be worth shopping around for another bank. 

@Scott LorenceThe advantages to renting to college students are that they generally leave after a few years so you can do repairs or updates, you can raise rents on a regular schedule, they will pay a premium to be near campus, and if you get engineering students they tend to fix the small stuff on their own.

A very detailed and well thought out description of the landscape.