Now, Kiavi is telling me I need to bring $20,000 to the closing table** to make this work because they’re lending at 70% LTV.

At the closing table I received the rest of December’s rent from the previous owner.

My first rental I asked the guy at the closing table how much he usually got for rent and he told me he could pretty reliably get 300-400.

.$275000 with 25% down, taxes $4080, insurance is 3000 yr and rents is $3800 month, Water $400 mth. 

Like @Tim Ryan said above - maybe someone else brings the cash to the table.

Quote from @Nathan Gesner: Quote from @Danielle Levy: I agree with Nathan, you should bring more to the table and lay it all out there so that we can give you the exact detailed answers you are looking for to be successful.

.- Scrap bar stools and get a larger dining table + chairs to sit 6Bedroom 1- Too many lights.

In Reno and metro areas, insurance companies primarily focus on roofs, the age of the building, wiring updates, and water pipes, as mentioned @Cameron Moore.

@Kris L. if you are looking to make one last comparison, I would see what @Josh Green can help bring to the table.

Direction Cracks that run diagonally or horizontallyCracks that run at a 45-degree angleOther signs Cracks that appear suddenlyMultiple cracks, especially if clustered togetherCracks that widen over timeDoors and windows that don't close properlySagging ceilings or leaning wallsSigns of water leakage  -------------------------------------Just annoying stuff...fun, huh?